In marriage, having money in a woman's pocket is really important

When her best friend sent the message "I want a divorce" late at night, her card balance was only 328.6 yuan. This is not a TV drama scene, but a real dilemma happening around us. Economic independence is not a feminist slogan, but a confidence that every married woman should possess. Why do women need economic independence in marriage?

1. The Material Basis of Security

Numbers in a bank account can bring a sense of security more than any sweet words. When an accident strikes, an emergency fund can give you the right to choose, rather than being forced to endure.

2. Invisible chips of family discourse

Those who say "I support you" are often the ones who later question "Where did all the money go. Economic ability determines your weight in family decision-making, from child education to buying a house and choosing a location.

3. Maintain the bottom line of personal independence

Continuous economic income allows you to confidently say "no", whether it is facing unreasonable family demands or age discrimination in the workplace.

2. Three Misconceptions in Financial Management in Marriage

1. Giving full authority to the other party to manage

may seem worry free, but it is actually dangerous. Many women only realize that they know nothing about family assets when they divorce. At least grasp the income and expenditure situation of the joint account.

2. Excessive subsidies to families of origin

Helping parents is filial piety, but if it affects the financial health of small families, it may actually bury hidden conflicts. Suggest establishing a clear funding budget.

3. Neglecting personal career development

Sacrificing career for family is understandable, but completely leaving the workplace may lead to a skills gap. Even as a full-time housewife, it is important to maintain the ability to return to the workplace at any time.

3. Four Steps to Establishing a Marriage Financial Safety Net

1. Set up a personal emergency account [SEP]. Deposit 5% -10% of your monthly income, which is not part of the family's common property and can be saved in critical moments Fate.

2. Maintain the ability to sustain income

Even if temporarily returning to the family, income can be maintained through freelance work, knowledge payment, and other means. Many platforms now support working from home.

3. Master necessary financial knowledge

Learn basic financial management skills, from understanding bank statements to simple investments. You don't need to become an expert, but you need to be able to identify risks.

4. Regular financial communication

and partner's quarterly review of family asset status can avoid suspicion and timely identify potential problems.

Fourth, when marriage is in danger How to protect oneself during the flight?

1. Keep important financial vouchers

from property certificates to bank statements, and backup key documents. Many women only realize when they divorce that even their salary cards are tied to the other party's mobile banking.

2. Understanding Legal Protection Provisions

The Marriage Law has clear provisions on property division, and consulting a professional lawyer in advance can avoid many passive situations.

3. Establish a support system

to maintain one's social circle and network resources, and provide emotional support and practical assistance when necessary. Marriage is like starting a company in partnership, and money is the most practical registered capital. Those who say 'talking about money hurts relationships' often end up hurting you the most deeply with money. Smart women understand that love needs to be managed, while wallets need to be guarded. Start taking action now, your future will be grateful to yourself for being proactive now.